Can contact my agent Emily(017-5448812). She is my friend and she is a responsible agent. Now got a product with minimum claim RM 1,000,000 per year and unlimited for life, cover up to 100 years old. May add her wechat to know more details.
Need to wait doctor fill in the what sickness or accident , after send to insurance confirm this policy still valid and cover in the policy , some the medical card exp mean no payment , hospital also can't know , some are not cover for pre-existing illness , because some people facing illness only start purchase medical plan , so insurance company will come out some exclusion , once agreed by insured only proceed the insurance policy , insurance company and private hospital both are doing business , so they only see money then start work . Try to get latest products lifetime unlimited medical plan.