Bank A
fully flexi loan
Loan amount: RM 360261
Tenure 36 years
Rate: BLR -2.40
Instalment amount RM1,619
*No lock in period, commitment fee is waived.
* can bank in money in the housing loan account to save interest and shorten the tenure.
*can withdraw the money anytime without any charges or inform to the bank.
Bank B
mortgage product that combines a term loan with transactional freedom of a current account.
Yr 1 Inst Amt 4.20% RM 1771
Yr 2 Inst Amt 4.20% RM 1771
Yr 3 Inst Amt 4.20% RM 1771
Yr 4 Inst Amt 4.20% RM 1771
Yr 5 Inst Amt 4.20% RM 1771
Yr 6-10 Inst Amt 4.20% RM 1771
Yr 11-15 Inst Amt 4.20% RM 1771
Yr 16-20 Inst Amt 4.20% RM 1771
from 21 Inst Amt 4.20% RM 1771
Total Interest payble 275294.33
effective loan term 360
* lock 3 years
* early settlement charge 3%
* Extra deposits or savings made towards your current account help to cut interest cost. Reuired to go to counter inform bank.
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