申请破产

nelson_1412

想问各位高手，
如果一个人破产了，他要多少年才可以release啊？
谢谢

derekting2u

五年后可以申请 discharge in bankruptcy，不过不一定成功/完全不用还一分钱。除非你是走头无路，不然不建议你申请破产。

VoiletP

去 akpk 询问吧
http://www.akpk.org.my/

他们是非盈利组织，是中立的，所以不需要花钱就能得到帮助

JackieChai

请问如果欠银行钱。。。然后被告破产后。。。5年后就可以申请realese。。就不用还钱了吗？

福心人六号

JackieChai 发表于 22-12-2013 10:11 PM
请问如果欠银行钱。。。然后被告破产后。。。5年后就可以申请realese。。就不用还钱了吗？

破产为期五年，为期已满破产者可提出申请auto discharge  bankruptcy，但DGI要银行的同意才可release你，还有银行有权利向法庭拒绝给你auto discharge  bankruptcy。

福心人六号

破产者可在五年后提出申请auto discharge  bankruptcy，但不是那么容易，破产部门会问你在破产期间五年里你怎样生活，你做哪些工作，收入多少，住在那里，还有。。。。。

除非你是高龄者或有严重疾病，那么破产部门就会考虑release你。

TSLai

福心人六号 发表于 26-12-2013 11:31 AM
破产者可在五年后提出申请auto discharge  bankruptcy，但不是那么容易，破产部门会问你在破产期间五年里你 ...

去那里申请?
如果以前欠生意上老板的钱,之后还不起,就申请破产...至今已经有十年了。
也就是说破产了十年,请问这样的案件有资格申请adb吗?

福心人六号

TSLai 发表于 27-12-2013 07:28 PM
去那里申请?
如果以前欠生意上老板的钱,之后还不起,就申请破产...至今已经有十年了。
也就是说破产了十 ...

19. Is there an automatic discharge for a bankrupt?
There is no automatic discharge of a bankrupt in Malaysia laws, irrespective of age.

Only bankrupt with a good conduct can be considered for a discharge.
Good conduct means:
(a) Good co-operation as and when required by any officer of MdI;

(b) Upon being adjudged a bankrupt, he will attend to the MdI's office immediately when required to do so;

(c) Have submitted a complete Statement of Affairs within a stipulated time given by MdI;

(d) Regularity in making payments or monthly contribution;

(e) Compliance with the DGI's and Court order;

(f) Compliance with all the restrictions under section 38 of Bankruptcy Act 1967;

(g) Submitting an Income and Expenditure Statements every six months;

(h) Informing the Department of any changes of address and income;

(i) Did not make any direct payment to the creditors; and

(j) Declaration of dividend

DGI has discretion to discharge a bankrupt based on certain specific factors but must also be accompanied with factor of good conduct. The factors are:
· health problem/prolong illness (supported by medical report);

· too old (70 years old and above); and


· case administration exceed 5 years.


However, the bankrupt must have shown a good conduct prior to the suffering/ illness.

TSLai

福心人六号 发表于 28-12-2013 05:36 PM
19. Is there an automatic discharge for a bankrupt?
There is no automatic discharge of a bankrupt ...

MDI会协助破产者脱离穷籍吗？
破产者需要怎样的资格吗？除了破产超过5年以外...

不好意思，英文比较差.