本帖最后由 plouffle0789 于 11-11-2010 06:37 PM 编辑
教你如何”省钱“地供房屋贷款！！
实房贷大有学问，还款方式的不同直接导致最终还款金额的不同。有人说，掌握房贷技巧可让你少奋斗十年。少奋斗十年可能略有夸张，但适当的还款方式可以帮你省下一大笔钱。
我听人说，有一种方法对你的房屋贷款利息有对抗的作用！！
1）你的配套要是那种比较长的。（好像是25年）
这种配套的利息在后几年是高的！
这种配套的利息刚开始是很低的！
3）*每个月要供5百块罢了！
4）你就每个月供多一点，假设供到RM800。
5）你供的越多，你的贷款就少的越来越快！！！
你刚开始的利息少，你供的钱不会被抵消太多！
6）虽然后面利息高，但是你的贷款已经少很多了！
*每个月供多少，我不是很确定，但是这个CONCEPT是这样，没错！
大众银行的房屋贷款配套摊还期可以长达40年！！！
谁可以告诉我，是怎样的配套吗？
大众银行的房屋贷款配套摊还期可以长达40年！！！
You can also choose to pay comfortable monthly installments, as we offer a loan tenure of up to
40 years,
the longest tenure available in the market.
MORE Plan 1 - Equal monthly installments, with overdraft facility
Fixed monthly installments that allow you to plan and manage your finances better, with the financial flexibility of an overdraft facility.
MORE Plan 2 - Fixed rate for 3 years, with overdraft facility
Protection from fluctuating interest rates for the first 3 years of your loan tenure, with the financial flexibility of an overdraft facility.
MORE Plan 3 - Fixed rate for 5 years, with overdraft facility
Protection from fluctuating interest rates for the first 5 years of your loan tenure, with the financial flexibility of an overdraft facility.
HomeSave Package
The
package links your housing loan to your current account whereby the credit balance in your current account will be used to reduce the housing loan balance outstanding for interest calculation, thus resulting in interest savings.
More benefits:
When you sign up for this loan plan, you will also enjoy the following perks:
Great savings as interest rates are calculated on daily rest.
Credit cards with Exclusive Annual Fee Waiver for the entire loan tenure for eligible customers.
High margin of financing of up to 100% (inclusive of MRTA/MT/MRPA/ODL and /or loan documentation expenses).
Option for Redraw Facility (for new Conventional Housing Loans with an approved amount of RM100,000 and above).
Attractive interest rate up to BLR-2.20%*
* Terms Conditions Apply
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发表于 27-10-2010 11:23 PM
变色卡
千斤顶
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2548 
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