Shell Citibank Credit Card VS Cash Back Platinum Credit Card

goodpig

最近我想申请citibank的credit card.但又不懂该选那张卡才好.请问大家, Shell Citibank Credit Card 和 Cash Back Platinum Credit Card,那张比较好呢？有谁了解这两张卡的好处和坏处？
谢谢

JacsonTAY

Cash Back Platinum Credit Card 赢完 Shell Citibank Credit Card
因為Cash Back Platinum有所要求, 所以申請不到的只好申請Shell Citibank Credit Card

goodpig

回复 2# JacsonTAY


    请问如果用shell card去打其他的汽油,比如 Esso,那么还有得到rebate 吗?如果去tesco买东西是不是有得rebate1.5%？

somic

去别间就没有那么多回扣了。

luckystar2008

Cash Back Platinum Credit Card 赢完 Shell Citibank Credit Card
因為Cash Back Platinum有所要求, 所以 ...
JacsonTAY 发表于 17-9-2010 08:20 PM

未必PLATINUM 會贏完，各有各的好，看用在那里， 如果很多在電子付費轉帳，如用來還保險，ASTRO, TNB , TELEKOM , TM NET , DBKL等等都會有0.75% 回扣，SHELL CARD 會更好用，PLATINUM 才0.3%更何況最近很大方，常常會給你額外的回扣，這個月就多回扣給我RM9, CS說是PROMOTION.

luckystar2008

回复  JacsonTAY


    请问如果用shell card去打其他的汽油,比如 Esso,那么还有得到rebate 吗?如果去t ...
goodpig 发表于 17-9-2010 08:34 PM

    有回扣，只是0.75%

goodpig

未必PLATINUM 會贏完，各有各的好，看用在那里， 如果很多在電子付費轉帳，如用來還保險，ASTRO, TNB , ...
luckystar2008 发表于 17-9-2010 09:54 PM

    那么说，shell card会比较好吧..因为我申请信用卡就是为了方便还单和打油而已...为什么只回扣0.75%而已,不是1.5%吗？

luckystar2008

4. Cash Rebate earned by the Co-Brand Cardholder shall vary depending on the form of the card and on the type of purchases that the Co-Brand Cardholder charges to the Co-Brand Cards. Subject to such variations as may be made at the sole discretion of Citibank, the rates for the Cash Rebate to be earned by the Co-Brand Cardholders are as follows:-
   
  Gold Card Rates Rates
  Tier 1 Tier 2  
Shell Fuel 2.5% on the amount charged to the Co-Brand Card 5% on the amount charged to the Co-Brand Card
Shell Products and Services and Non-Shell Products and Services 0.75% on the amount charged to the Co-Brand Card 1.5% on the amount charged to the Co-Brand Card

   
  and
   
  Classic Card Rates Rates
  Tier 1 Tier 2  
Shell Fuel 1.5% on the amount charged to the Co-Brand Card 3% on the amount charged to the Co-Brand Card
Shell Products and Services and Non-Shell Products and Services 0.5% of the amount charged to the Co-Brand Card 1% of the amount charged to the Co-Brand Card

   
  All decimal points will be disregarded in the calculation of the Cash Rebate.
   
5. The Co-Brand Cardholders will be entitled to participate in the relevant Tier 1 rate if the Co-Brand Cardholder carries forward such amount of balance of its Co-Brand Card charges as at the preceding statement date to the immediately following statement date as follows (subject to such change as may be determined by Citibank):
  (a) for Gold Card – carried forward balance is less than or equal to RM4,000;
(b) for Classic Card – carried forward balance is less than or equal to RM2,000.

   
6. The Co-Brand Cardholders will be entitled to participate in the relevant Tier 2 rate if the Co-Brand Cardholder carries forward such amount of balance of its Co-Brand Card charges as at the preceding statement date to the immediately following statement date as follows (subject to such changes as may be determined by Citibank):
  (a) for Gold Card – carried forward balance is more than RM4,000;
(b) for Classic Card – carried forward balance is more than RM2,000.

luckystar2008

那么说，shell card会比较好吧..因为我申请信用卡就是为了方便还单和打油而已...为什么只回扣0.7 ...
goodpig 发表于 18-9-2010 12:04 AM

GOLD CARD 如果 forward balance 少過RM4,000;就只有0.75%, 打SHELL油  2.5%, 如果FORWARD BALANCE 超過RM 4000, . 就是1.5%  , SHELL  5%.

goodpig

GOLD CARD 如果 forward balance 少過RM4,000;就只有0.75%, 打SHELL油  2.5%, 如果FORWARD BALANCE 超過R ...
luckystar2008 发表于 18-9-2010 12:45 AM

    不好意识,请问forward balance是指什么的？是不是说一个月里要用超过RM4000才有得到回扣5%和1.5%?

~@Star@~

是你这期所欠的 rm4k ， forward 去下期的帐单 。。。

goodpig

酱说，每个月要欠银行钱才有的扣5%和1.5%，好想没什么划算吧，因为欠银行钱需要算利息的，扣到来也是半斤八两而已..我想cbp会比较适合，因为我大多数用在打油和在tesco或watsons买东西而已,电话单是开line的，也有得扣2%,其他的只是水电费和保险而已...决定了申请cbp，谢谢大家为我回答我的难题...谢谢哦...

LouisCha

請問shell card是不是又改condition了？
只是看到有給fuel rebate up to 8%, 但是看不到有沒有rebate給其他purchase.

p/s:我沒有citibank shell credit card