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定期存款讨论区(Part 2)参考 #235 - #242 楼
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发表于 11-11-2015 07:02 PM
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FD增长率抵抗不料通货膨胀啊,五年前我放PB才2.85%
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发表于 18-11-2015 10:43 AM
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最近cimb bank有个 unfixed deposit也是定存吗?有人了解吗?
4.3%算很高了。 |
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发表于 26-11-2015 09:21 AM
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PB 第 1-6个月 4.1%,第 7-12个月4.5% 计算,12个月的平均利息是 4.3% p.a. Minimum RM 20,000.00. Promotion period :11/11/15 to 31/12/15. |
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发表于 5-12-2015 09:16 PM
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转帖:
Mistake : Not optimising the returns on savings
Malaysians love fixed deposits. Most of us will use these as our de facto ‘investment’ tool but is it the right way to think? Putting RM1,000 every month (RM240,000 total investment) in a fixed deposit (FD) account for 20 years, at an average of 3% interest per annum, will net you a total return of RM329,122.75.
However, if you had invested the same amount at an average rate of return of 8% (which is realistically obtainable through various investment options like unit trusts, share trading or even with ASB) per annum, you would get RM592,947.22.
In retrospect, keeping the money in FD would have caused you to lose RM263,824.47.The outcome is even worse for those who leave their money to languish in a savings account, which only sees a 1% to 2% per annum.
https://www.imoney.my/articles/3 ... affic-Promoted-Post |
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发表于 9-12-2015 01:29 AM
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本帖最后由 神垂死 于 9-12-2015 01:31 AM 编辑
美国升息会不会形象FD也升息?现在投资什么最好,要稳的?
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发表于 9-12-2015 03:00 AM
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真的嗎?
醬紫我不是發達了?
要是我知道............. 我現在都架著 A45 了..........................
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发表于 9-12-2015 10:01 AM
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偶素不懂,所以才问你啊~ |
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发表于 11-12-2015 04:14 PM
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分享~ 昨天去UOB进了一笔定期(12M), 给的利率还不错, 不知道是否最高, 有4.40%. |
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发表于 11-12-2015 04:45 PM
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OCBC 就有4。5% 了。。。。。。min 10k
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发表于 11-12-2015 05:08 PM
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吓到我, 我以为我看到你的第一笔定期存款是 12 milion
uob 不是 offer 4.60% 吗?
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发表于 11-12-2015 05:48 PM
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UOB 4.6%?....真的吗?。。。。min 多少?
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发表于 12-12-2015 08:36 PM
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抱歉, 我看错了
前几天去问之后才知道是 4.4%
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发表于 14-12-2015 06:24 PM
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钢铁忍者 发表于 11-12-2015 04:45 PM
OCBC 就有4。5% 了。。。。。。min 10k
请问这个offer是到几时? |
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发表于 14-12-2015 08:22 PM
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十二月尾。。。快哦
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发表于 14-12-2015 09:05 PM
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钢铁忍者 发表于 14-12-2015 08:22 PM
十二月尾。。。快哦
哦~那么还剩下半个月而已!谢谢你! |
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发表于 15-12-2015 09:20 AM
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发表于 15-12-2015 12:21 PM
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看那里的?
1k 就可以了。。。
多久的?一个月?三个月?六个月?九个月?十二个月?
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发表于 15-12-2015 12:28 PM
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https://ringgitplus.com/en/fixed-deposit/
OCBC
[td]
You Deposit | Deposit Period | Interest Rate | more than [size=0.7em]RM5000 | 1 month | 2.9[size=0.7em]% p.a. | more than [size=0.7em]RM1000 | 3 months | 3[size=0.7em]% p.a. | [size=0.7em]RM10000 - 10000000 | 6 months | 4.3[size=0.7em]% p.a. | more than [size=0.7em]RM1000 | 9 months | 3.2[size=0.7em]% p.a. | [size=0.7em]RM10000 - 10000000 | 12 months | 4.5[size=0.7em]% p.a. | more than [size=0.7em]RM1000 | 60 months | 3.3[size=0.7em]% p.a. |
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发表于 16-12-2015 12:18 PM
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发表于 16-12-2015 01:34 PM
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