旧楼要倒了~等楼主开楼很久了。。
我不敢在旧楼留言，因为超过99楼留言的话，一旦遭版主删贴的话，系统会自动扣分数的~
希望vivienne楼主别介意~~
大家，我们来新楼继续讨论吧~~
我在等大众update今天的价格~~
分享 gold saving plan 交流区 ( part 1)
http://cforum5.cari.com.my/viewthread.php?tid=1161645&extra=&page=1
可以参考：
国际黄金价格/ 走势
http://www.kitco.cn/cn/
http://www.goldseek.com/
过去历史：
http://goldprice.org/gold-price-history.html
http://www.kitco.com/charts/historicalgold.html
哪里购买？可以在maybank or public bank 购买
两者最大差别是：Mbank买卖差价比较大~
1）Maybank Gold Savings Passport Account (GSPA):
http://www.maybank2u.com.my/maybank_group/products_services/consumer_deposit/maybank_goldsaving.shtml
Maybank GSPA Features
Eligibility
• Individuals
• Joint account - maximum of 4 persons.
Features & Benefits
• 999.9 Gold
Minimum purchase
• 5gm for opening GSPA.
• Subsequent deposit/investment must not be less than 5gm. To maintain a minimum balance of at least 1gm at all times.
Trading unit
• Minimum 5gms in multiples of 1gm
Withdrawals
The withdrawal of gold from GSPA will be converted into Ringgit Malaysia at prevailing gold price.
GSPA account holders are allowed to withdraw the gold in below format:
• Physical gold
Gold Wafers @ 10, 20, and 50 can be withdrawn at selected branches. A conversion charge to cover the shipping and insurance will be charged for the physical gold withdrawal.
• Cash
The amount of gold holdings can be converted to Ringgit Malaysia equivalent at the prevailing market (gold) price. The amount in RM will be credited into a Maybank deposit account of customer.
2） public bank gold investment account:
http://www.pbebank.com/en/en_content/personal/rates/goldinvest.html
What is a Gold Investment Account?
- Gold Investment Account is an account which allows individual customers to purchase the purest available gold commodity in 99.9% fineness at daily prices for 1 gram in Ringgit Malaysia (RM).
- A passbook will be provided to the account holders and every purchase/sale order will be recorded in the passbook.
Eligibility
| | • | Individuals (resident or non-resident) aged 18 years and above. | | • | Personal or joint |
| Minimum Initial Purchase
| 20gms | Minimum Balance in the Account
| 2gms | Minimum Subsequent Purchase/ Sale
| 5 grams and must be in multiple of 1 gram | Gold Purchase
| | • | Gold purchase will be based on the Bank's prevailing gold SELLING price quoted in RM per gram. | | • | The mode of payment accepted for purchase of gold are :
- cash
- debiting of account
- house cheque | | • | No physical gold deposit is allowed. |
| Gold Sale/ Withdrawal
| | • | Gold sale will be based on the Bank's prevailing gold BUYING price quoted in RM per gram. | | • | Withdrawal options available are :
- Cash
- Crediting of account
- Physical gold withdrawal* |
| | Account Opening Requirement | Customer is required to maintain either a savings account or current account prior to opening a GIA to facilitate the debiting of service fee, if any. | | Service Fee | An annual fee of RM10 will be levied on the designated deposit account on the first day of the calendar year if the account balance is below 10gms as at year end. |
Don't miss out on this golden investment!
The returns of Gold Investment Account are subject to prevailing market conditions. Terms and conditions apply.
Note:
* This option is currently not available until further notice.
For more information, please visit your nearest Public Bank branch or call free phone at 1-800-88-3323 during normal working hours.
Fees and Charges: Gold Investment Account | No. | Type of Charges | Amount | | 1 | Gold quantity balance of less than 10 grams as at 31 December each year
Service fee will be waived for new accounts opened of less than one (1) month
| RM10-00 per annum
|
[ 本帖最后由 小魔星 于 5-12-2008 05:46 PM 编辑 ] | 
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发表于 17-12-2008 10:36 AM
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