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OCBC最新的Merdeka Promotion Package
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楼主 |
发表于 13-8-2008 10:48 AM
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原帖由 stersew 于 12-8-2008 01:12 PM 发表 
Read the Term & Condition
for zec
Prepayment Charges
The legal fees, stamp duty (including those for thedischarge/reassignment of the Property from an existingchargee/assignee) and valuation fe ...
看来， stersew 可能还没看完整个句子。。。
for ZEC
prepayment charges
the legal fees, stamp duty (including those for the dischage /assignment of the property from exisitng chargee/assignee) and valuation fee(for first valuation of the property) incurred to secure the facilities will be borne by the bank. For assignment cases, upon issuance of individual title of the property, the legal fee and cost for the creation and regostration of the land charge is to be borne by you...
a) if the facilities are aborted/terminated by you or the bank pior to completion of legal documentation or prior to drawdown, prepayment charges equivalent to 3% of the facilities limit plus an administrative fee of RM 2,000 will be charged
b) if the facilities are redeemed within the first 5 years from the date of first drawdown , prepayment charges equivalent to 3% of the facilities limit plus an administrative fee of RM 5,000 will be payable by you...
如果顾客要在5年内lump sum 丢进大约 99% 的loan amount, 只要不是redeem这个facilities, 银行还是不会charge 我们on penalty ....
希望可回答到stersew及各位的疑问。。。 |
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发表于 20-8-2008 02:32 PM
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哇。。。我的是Maybank，house 还在under contruction,
请问可以refinance吗？ |
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楼主 |
发表于 21-8-2008 03:32 PM
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很抱歉 。。。under contruction 的屋子是不能够 refinancing 的 |
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发表于 22-8-2008 12:34 AM
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OCBC 的 Fixed rate 是多少? 可以 Fixed 多少年呢?  |
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发表于 22-8-2008 12:45 AM
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请问citibank 的lock-in-period 是多久。。
我拿offer letter 看来看去都找没有的。。
我还欠80千， 供了四年。。
可以refinance 吗?
我也是BLR+的。。
好羡慕现在的屋主哦。 |
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发表于 24-8-2008 04:36 PM
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发表于 25-8-2008 12:08 AM
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原帖由 robitech9 于 22-8-2008 12:34 AM 发表 
OCBC 的 Fixed rate 是多少? 可以 Fixed 多少年呢?
ocbc 没有fixed rate 的, 只有aia 和 ing 是Pure fixed rate, 我是AIA 的, 有兴趣fixed rate 可以短消息我 |
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发表于 16-11-2008 06:20 PM
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RM200,000 - <RM400,000
BLR-2.00%
BLR-2.20%
会比BLR-2.１0%来得低吗？ |
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楼主 |
发表于 19-11-2008 12:44 PM
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发表于 19-11-2008 12:48 PM
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可能他的意思是
前几年BLR-2%, thereafter -2.2%
会比BLR-2.1%whole tenure来的划算吗? |
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楼主 |
发表于 19-11-2008 04:49 PM
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回复 50# 纸鹤 的帖子
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这需用loan simulator 算出来才可知道这两个配套的差别有几多。。。 |
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