美国投机情报区-Dubai神話破滅

SUNNY仔

[quote]原帖由 m.i.k.e 于 16-8-2009 12:23 AM 发表
早点休息吧! 也只有等拜一才能知道更新的发展.

http://www.fdic.gov/bank/individual/failed/colonial-al.html

VIII. Priority of Claims In accordance with Federal law, allowed claims will be paid, afte ... [/quote

哈...麦姐也蒲头了...酱迟还在这??在跟进CNB的消息啊..?没法咯...玩美股就是要预了要承担这些风险..也谢谢你的跟进...

SUNNY仔

原帖由 葉芬 于 16-8-2009 12:31 AM 发表



謝謝。
我看我是最 “加婆” 的一位。

论坛就是给我们这些人的....

gen_sen

谢谢各位大大的回复。希望星期一会有好的消息。

jochen

原帖由 m.i.k.e 于 16-8-2009 12:23 AM 发表
早点休息吧! 也只有等拜一才能知道更新的发展.

http://www.fdic.gov/bank/individual/failed/colonial-al.html

VIII. Priority of Claims In accordance with Federal law, allowed claims will be paid, afte ...

你没卖？
都翻了 100 -300 %  没卖。。。。？


我其实在想。。。。cnb   BK 了。。。剩的小股 也不多了。。。

就如当时的  ford  和  GM.....GM 倒了。。。ford 接着涨了。。。
penny stock  可能一样。。。因为小股的魅力。。只要不倒。。。可以很精彩。。。

mike  和各位。。。你们怎么看cors??

回倒吗？我很少玩  金融股。。。因为行情坏。。。。超危险。。。
偶尔偷鸡吧了。。

wilsonson

星期一市场会有好转吧，那就要看cnb的调整如何   

m.i.k.e

原帖由 jochen 于 16-8-2009 12:54 AM 发表


你没卖？
都翻了 100 -300 %  没卖。。。。？


我其实在想。。。。cnb   BK 了。。。剩的小股 也不多了。。。

就如当时的  ford  和  GM.....GM 倒了。。。ford 接着涨了。。。
penny stock  可能一样。 ...

每个人所能承担的风险不一样,自已评估吧.

CORS 的图表 :
http://www.bestonlinetrades.com/20090812/cors-corus-bankshares-could-get-a-big-upside-pop-soon/#more-450

http://www.bestonlinetrades.com/20090814/bestonlinetrades-nails-the-cors-trade/#more-471

高风险,随时会像 CNB 那样被 FDIC 接管 :
http://www.bloomberg.com/apps/news?pid=20601109&sid=aOLknByL33iI

要玩 penny stock, 注意下 cct2049 说的 MESA 吧.

SUNNY仔

原帖由 m.i.k.e 于 16-8-2009 07:25 AM 发表


每个人所能承担的风险不一样,自已评估吧.

CORS 的图表 :
http://www.bestonlinetrades.com/20090812/cors-corus-bankshares-could-get-a-big-upside-pop-soon/#more-450

http://www.bestonlinetrades.com ...

哇...12点看到你...8点有看到你..不用睡吗??

SUNNY仔

原帖由 wilsonson 于 16-8-2009 05:46 AM 发表
星期一市场会有好转吧，那就要看cnb的调整如何   

还有的调整吗?但也希望如此了....

napster

有几个可能性，当然没到最后一分钟也不能说我们输定，虽然机会很大
先从最有可能的说起
1。像BKUNA那样，完全被政府接管。CNBQ完全是废票。
2。不过CNB好在被BBT收购。cnb 会独立运作吗？如果是的话，CNB 还有一定的价值，少少也有USD25b的portfolio.
3。好像Merill Lynch 被BAC 收购那样，CNB 股东可以得到BBT股票。不过CNB不是直接被BBT收购，而是通过政府再转手到BBT.

当初的GM能从0.2飞到1.8就是GMGMQ 还是一样的GM. 还有生产，运作，没理由只值得0.2.

希望星期一还有CNB 最后的一次的交易，倒希望short seller 疯狂补仓，起到0.8，好像GM 那样。

[ 本帖最后由 napster 于 16-8-2009 10:11 AM 编辑 ]

napster

看看红色的字眼，政府是希望通过CNB>FDIC>BBT的手法，鼓励更多银行买入陷入困境的银行。
所以我认为如果我们要玩的话，就选没有人要的银行。那么就不会被吃掉了。

CORS 也有可能被收购，之前传出消息了。不过CORS 确实比CNB 小多了。
http://www.reuters.com/finance/stocks/incomeStatement?stmtType=BAL&symbol=CORS.O






By ERIC DASH
Published: August 14, 2009
Wall Street’s biggest banks may be roaring back to life, but trouble still lurks in corners of the financial industry that remain plagued by a legacy of bad investments.
Skip to next paragraph Enlarge This Image
Chip Somodevilla/Getty Images
A branch in Washington, of BB&T, a big bank that bought Colonial BancGroup on Friday.

RelatedFloyd Norris: Bad, Bad Assets


On Friday, Colonial BancGroup, a large lender that rode the excesses of the nation’s real estate boom, was seized by federal regulators, making it the largest bank failure of 2009 and one of the most costly since the collapse of IndyMac Bancorp last year.
Regulators simultaneously brokered a rapid sale of its branches and deposits to BB&T Corporation of North Carolina, a regional bank that has emerged from the financial crisis as one of the industry’s strongest players. The failure is expected to cost the Federal Deposit Insurance Corporation about $2.8 billion.
Regulators also closed four other small banks on Friday in Pennsylvania, Nevada and Arizona, bringing the total number of bank failures to 77 this year. Banking analysts say that the number of failures could easily reach several hundred in the next 18 months as rising commercial real estate losses take their toll.
Alabama state regulators officially closed Colonial Friday night. But it had been embattled for months, and its failure was considered imminent. Its balance sheet was saddled with construction and commercial real estate loans, and its financial condition had been rapidly deteriorating. Toward the end, Colonial tried to secure federal bailout money; but those efforts turned up several accounting irregularities that prompted a criminal investigation by the Department of Justice and the Treasury Department.
The deal ensures that the bank’s depositors will not suffer losses, although its stockholders will be wiped out. But the F.D.I.C.’s industry-supported insurance fund will be liable for a big portion of Colonial’s $25 billion loan portfolio.
The F.D.I.C. will absorb all the losses on a $3 billion pool of the most risky assets, including those believed to be entangled in fraud, according to a person briefed on the pool. Federal regulators will split the losses with BB&T on another $15 billion pool that is largely made up of commercial real estate and construction loans. BB&T will be responsible for losses on the remaining $7 billion worth of assets, which it will own outright.
Federal regulators have offered similar loss-sharing arrangements to lure prospective buyers for several other seized banks. With the number of bank failures expected to rise, F.D.I.C officials have grown increasingly concerned about protecting the deposit insurance fund. It had been drained to about $13 billion at the end of the first quarter, the latest number available, and some banking experts are worried that the agency might be forced to turn to an emergency credit line from the Treasury Department for short-term funding.
That, in turn, could put even more pressure on the banking industry if the F.D.I.C. imposed another costly assessment on banks. “Banks need that money to rebuild capital so they can lend more,” said Jaret Seiberg, a financial policy analyst in Washington.
Sheila C. Bair, the F.D.I.C. chairwoman, said in a statement that the fund had ample resources and noted that the losses from the Colonial failure were lower than projected. Federal officials said that BB&T paid a healthy premium for the Colonial’s deposits, lowering the overall cost to the fund.
BB&T’s purchase of Colonial may be another indication that the financial markets are healing. Unlike other deals that protected bondholders, Colonial’s creditors will probably suffer severe losses. And unlike the F.D.I.C.-brokered deals for IndyMac Bancorp of California and BankUnited of Florida, Colonial was sold to a rival bank. No private equity firms were involved in the deal.
For BB&T, based in Winston-Salem, N.C., the takeover will help extend its presence along the Southeast coast into Texas, a fast-growing area that has held up better than other hot housing markets because of its exposure to a booming oil and commodities trade. It will take control of Colonial’s 346 branches and $20 billion of deposits in Alabama, Florida, Georgia, Nevada and Texas, giving it a total of more than 1,800 locations. Colonial depositors will automatically become BB&T customers, and will continue to be covered by the federal deposit insurance limits.
Kelly King, BB&T’s chief executive, called the deal “an exciting growth opportunity” that will allow it to gain market share with minimal risk to the bank because of its loss-sharing agreement with the government.
For Colonial, the collapse represents the end of a roller-coaster run that took off with the real estate boom. Robert E. Lowder founded Colonial in 1981 and stitched together the bank with dozens of acquisitions.
Colonial moved from state regulation to federal in 2003, as deregulation gained favor in Washington. But in June 2008, it switched back to being regulated by the Alabama state regulators.
In December, the Treasury agreed to invest more than $500 million in the bank, but only if Colonial could raise $300 million in capital from another source. In March, Colonial said investors led by Taylor, Bean & Whitaker Mortgage Corporation had agreed to put up $300 million, but the deal fell apart last month.
Mr. Lowder, 67, stepped down as Colonial’s chairman and chief executive in June. A few days later, regulators issued a cease-and-desist order demanding that the bank increase its capital and reduce its bad loans. Colonial also said it was facing a Justice Department criminal investigation relating to alleged accounting irregularities in its mortgage warehouse lending division.

napster

原帖由 葉芬 于 16-8-2009 12:33 AM 发表

咦。。刚才的老人言论呢？怎么不见了？
我也怕被他骂，所以不敢惹他了。。。。
九月份你会带他出来？，我好害怕哦

[ 本帖最后由 napster 于 16-8-2009 03:05 PM 编辑 ]

葉芬

原帖由 napster 于 16-8-2009 02:34 PM 发表

咦。。刚才的老人言论呢？怎么不见了？
我也怕被他骂，所以不敢惹他了。。。。
九月份你会带他出来？，我好害怕哦

哈哈 被你瞄見啦。。。



我還以為手快快 沒人看見快快就。。。刪除。。

kelvin2080

我想问， 如果变成CNBQ, 那那些股票只会跌而已？ 不会上？？因为CNB破产了。那应该没有收入。 给你， 你会卖或收呢？？？

葉芬

原帖由 kelvin2080 于 16-8-2009 05:12 PM 发表
我想问， 如果变成CNBQ, 那那些股票只会跌而已？ 不会上？？因为CNB破产了。那应该没有收入。 给你， 你会卖或收呢？？？

要是變成Q還有機會上回的一天。
像 BKUNA 變Q 後 跌至 0.09 / 0.08，最近這兩星期上回好多，最高是0.53，現在在0.3-0.35 之間游走。

怕是比Q更糟糕，那就是一毛不剩了。

kelvin2080

i got 10'000 at $0.51.   

kelvin2080

如果变CNBQ都没用。。。 因为他已经被收购了。。。 不可能再有收入。
有的话都是给BB&T咯。。。。。

你们会收或卖? 或等等看情形先。。

股龙

谢谢叶芬老师的讲解！！

SUNNY仔

原帖由 napster 于 16-8-2009 10:08 AM 发表
有几个可能性，当然没到最后一分钟也不能说我们输定，虽然机会很大
先从最有可能的说起
1。像BKUNA那样，完全被政府接管。CNBQ完全是废票。
2。不过CNB好在被BBT收购。cnb 会独立运作吗？如果是的话，CNB 还 ...

看来这两晚时间会很难过..
今次是入市以来最大的挑战...
无论如何,就算最坏的情况发生,也是伤了我40%的赢利...希望这次是一个正面的教训..

SUNNY仔

原帖由 kelvin2080 于 16-8-2009 05:50 PM 发表
i got 10'000 at $0.51.   

直到现在,报上来的好像都没有我的多..二万乘五毛七.

m.i.k.e

我们买的 CNB 是 Colonial Bancgroup Inc., 不是 Colonial Bank.

Colonial Bancgroup Inc. (CNB) 的 subsidiary 有 Colonial Bank 和 Colonial Brokerage, Inc.

现在被FDIC 接管的是 Colonial Bank, 也是 Colonial Bancgroup Inc 的主要业务. 所以 CNB 应该只剩下Colonial Brokerage, Inc 和一些 real estate developments. 所以我认为 CNB 应该会有 CNBQ.

http://en.wikipedia.org/wiki/Colonial_Bancgroup

The BancGroup's subsidiary Colonial Brokerage, Inc. provided full service and discount brokerage services and investment advice. The BancGroup had interests in several residential and commercial real estate developments located in the southeastern United States, as well as two in the central Texas area


FDIC 把 Colonial Bank 卖给BBT 后, 再把其 他assets 卖掉, 所得到将保留和支付给 :
1. Depositors,
2. General Unsecured Creditors
3. Subordinated Debt,
4. Stockholders <<<<< 如果还有渣的话, Stockholders 指的应该是Colonial Bancgroup Inc, 不是我们.

http://www.fdic.gov/news/news/press/2009/pr09143.html

As of June 30, 2009, Colonial Bank had total assets of $25 billion and total deposits of approximately $20 billion. BB&T will purchase approximately $22 billion in assets of Colonial Bank. The FDIC will retain the remaining assets for later disposition.
The FDIC and BB&T entered into a loss-share transaction on approximately $15 billion of Colonial Bank's assets. BB&T will share in the losses on the asset pools covered under the loss-share agreement. The loss-sharing arrangement is projected to maximize returns on the assets covered by keeping them in the private sector. The agreement is also expected to minimize the disruptions for loan customers.