二月头BLR下到5.95%.. 那二月尾國行再宣布OPR下降0.5%..那BLR再下了嗎?

PigLau

PETALING JAYA: OCBC Bank, Asian Finance Bank and Public Bank will reduce their base lending rates and base financing rate to 5.95%, effective Feb 3.

In separate statements yesterday, they said this followed the downward revision in Bank Negara’s overnight policy rate on Jan 21.

新闻原址

jeffreyboy83

各位cari的朋友或銀行界的朋友,

我想請問誰有最新消息? 是否有那家銀行開始下降BLR了?
等了兩天好像都沒真正的消息說BLR開始下了.......


希望您能提供訊息在此....謝謝!!

[ 本帖最后由 jeffreyboy83 于 27-2-2009 08:17 AM 编辑 ]

Focus

我也想知道，　有ｂａｎｋｅｒ知道吗？
听说最近bank缩紧放贷，真的吗？

fachaimei

没人知道吗？
我也想知道喱。。。

jasonhanjk

还没。
等银行宣布。

tcs78

已经确定了，MAYBANK的BLR降到５。９５％。

23-01-2009: Maybank reduces BLR to 5.95%

KUALA LUMPUR: Maybank, the country's biggest lender, will cut its base lending rate (BLR) by 55 basis points to 5.95% from 6.5% effective Feb 3, 2009.

In a statement, the bank said the move was aimed at enabling its borrowers to enjoy the immediate benefit from the overall lower cost of funding.

"The revision takes into account the reduction in the floor rate of the one and 12 months fixed deposits by 50bps and the reduction in overnight policy rate (OPR) by 75bps," it said.

It added that Maybank Islamic Bhd also would revise downwards its base financing rate (BFR) by 55bps to 5.95% effective Feb 3.

“The reduction in our lending rate is part of our ongoing commitment towards the creation of a more supportive monetary environment. Borrowers will enjoy immediate benefits as the interest rates of all their loans pegged to the bank’s BLR will be adjusted accordingly,” said Maybank president and CEO Datuk Seri Abdul Wahid Omar.

He said, together with the earlier reduction in BLR and BFR by 25bps on Dec 1, 2008, the banking group has had to bear additional costs as deposit rates in general were not lowered by the same quantum as the lending rates.

“Maybank and Maybank Islamic will nevertheless continue to play our part to assist customers manage their financial obligations in these times, including providing them with value-added advisory services. We are also actively monitoring the operating environment and engaging with customers to offer them additional support where appropriate,” Wahid said.

[ 本帖最后由 tcs78 于 23-1-2009 08:55 PM 编辑 ]

invest2229

原帖由 tcs78 于 23-1-2009 08:51 PM 发表
已经确定了，MAYBANK的BLR降到５。９５％。

23-01-2009: Maybank reduces BLR to 5.95%

KUALA LUMPUR: Maybank, the country's biggest lender, will cut its base lending rate (BLR) by 55 basis points to  ...

还以为会下到５。７５

PigLau

23-01-2009: CIMB Bank, CIMB Islamic lower lending rates

KUALA LUMPUR: CIMB Bank Bhd and CIMB Islamic Bank Bhd announced on Jan 23 they will reduce their base lending rate (BLR) and base financing rate (BFR) by 55 basis points to 5.95% with effect from Feb 3, 2009.

This follows the Bank Negara Malaysia’s (BNM) reduction in overnight policy rate (OPR) by 75bps on Jan 21, 2009. Previously, CIMB Bank and CIMB Islamic were among the first few banks to lower BLR and BFR by 25bps to 6.5% following BNM’s reduction in OPR by 25bps on Nov 24, 2008.

新闻原址

Void

请问PBB有降吗？

chon1

为什么只降0.55%

浩瀚风云

降太多，银行会倒哟。。。。。

lucascheong

BLR = 5.95%

现在的配套多数是 BLR-1.5% 至 BLR-2%

贷款利息变成了
5.95-1.5% = 4.45%
5.95%-2% = 3.95%

已经很够力的了，我们大约节省了20千至40千。。。银行赚不多了

250千的贷款，30年还，利息6.50%-0.0%， 30年总利息 = RM255,089

250千的贷款，30年还，利息6.50%-1.5%， 30年总利息 = RM186,512
250千的贷款，30年还，利息5.95%-1.5%， 30年总利息 = RM162,678

250千的贷款，30年还，利息6.50%-2.0%， 30年总利息 = RM186,512
250千的贷款，30年还，利息5.95%-2.0%， 30年总利息 = RM141,667

运算来至房贷计算器
http://www.home-loan-expert.net/Mortgage-Calculator/calc.html#results



[ 本帖最后由 lucascheong 于 24-1-2009 08:54 AM 编辑 ]

tcs78

原帖由 Void 于 23-1-2009 11:41 PM 发表
请问PBB有降吗？

预料大部分的银行都会跟MAYBANK和CIMB一样，
从２月３号开始，BLR降到５。９５％。

deckson.

希望5.95%持续好几年

浩瀚风云

我比较希望國行再宣布OPR下降，到时BLR就能在下一点。。。。。。
但不希望和害怕看到他上到10%像1997-2000左右那样。。。。。。

浩瀚风云

原帖由 lucascheong 于 24-1-2009 08:53 AM 发表
BLR = 5.95%

现在的配套多数是 BLR-1.5% 至 BLR-2%

贷款利息变成了
5.95-1.5% = 4.45%
5.95%-2% = 3.95%

已经很够力的了，我们大约节省了20千至40千。。。银行赚不多了

250千的贷款，30年还，利息6.50 ...

老兄，你算错了，要给多点利息你用到 BLR = 5.5% 算得利息。。。。。

林伯李金花

那些希望BLR再下降，真是肤浅
给你们O%利率好吗？ 到现在还不知严重性

winmxaa

原帖由 林伯李金花 于 24-1-2009 05:54 PM 发表
那些希望BLR再下降，真是肤浅
给你们O%利率好吗？ 到现在还不知严重性

严重不严重我们不懂，
就当现在严重，
然后？

严重的话，希望BLR再下降有问题吗？

[ 本帖最后由 winmxaa 于 24-1-2009 06:24 PM 编辑 ]

thomas8882

BLR下降，这种日子不会维持太久的。
长远来说我不感到乐观

fachaimei

原帖由 chon1 于 24-1-2009 12:42 AM 发表
为什么只降0.55%

对咯。。 还以为会下0。75%，
然后变成5。75% 的BLR。。

定期存款就马上从3。7%下到3。00% （一年）:@