危险的离岸金融中心.

hoollly

那些逃税(我觉得他们的行动有合理性的存在.)的有钱人,现在开始倒大霉了.

以前,放钱在外国被认为是安全的做法,因为这"分散化"了风险,不过现在已经不是如此.

就算离岸银行没有好象冰岛银行倒闭,但是依然受到政府的围剿.

比如现在的royal bank of scotland,有238家分行在离岸中心,现在70%股票被政府拥有.
那么那些逃政府税的人...可是绕一圈,最后绕到老鼠笼里面了.

"At the same time, some offshore-account holders are discovering thattax havens have their downside, too. When Icelandic banks werenationalised, British customers who had offshore accounts with thesebanks found themselves without the depositor protection plans theywould enjoy in the UK. This has led to angry exchanges between the UKand, in particular, the Isle of Man over Britain's responsibilities tothese account holders. Last week, Timms announced an agreement withGuernsey to exchange tax information."

more on http://www.wealth-bulletin.com/home/content/1053174606/

再一则新闻是关于UBS的.
"US to seek client names from UBS in tax case                    US prosecutors are expected to confront Swiss banking giant UBSwith a broad subpoena for the names of wealthy American clients who mayhave used its services to avoid income taxes, according to lawyers andothers involved in the case."

more on http://www.wealth-bulletin.com/home/content/2350661336/

"In a step that would have once been unthinkable in the rarefiedworld of Swiss banking, UBS will shut about 19,000 accounts thatprosecutors suspect have gone undeclared to the Internal RevenueService.
UBS will transfer the assets to other banks or otherdivisions within UBS, or will mail checks directly to the accountholders, creating paper trails for federal prosecutors who areexamining whether UBS clients used such accounts to evade taxes.
                    The clients now face stark choices: They can cash their checks, andthereby alert the authorities to any potential wrongdoing, or not cashthem, effectively losing their money."
more on http://www.miamiherald.com/business/nation/story/846246.html

不只有钱人自己想要在之前cash out.就连现在,比如UBS被迫关闭那19000户口,他们都不会再汇款去离岸银行以走税.

离岸银行作为投资中心,otc交易的胜地,现在就落得这个下场.

UBS是以wealth management出名,也是这个为它这个"瑞士银行"维持生存和暴利.

现在被美国政府砍掉美国顾客,对于第一个因为次贷亏损而重创的银行来说,这打击是沉重的.

现在的关键在于,瑞士支持得住UBS么?

如果可以的话,UBS大不了被国有化.

如果不可以的话.......

hoollly

瑞士2007年的GDP是5120亿CHF.

其中UBS拥有资产2万亿CHF,equity为550亿CHF,资产的2.75%
Credit Suisse拥有资产1.4万亿CHF,equity为390亿CHF,资产的2.78%

合计是GDP的6.6倍.如果包括其余银行,可能是GDP的8倍.

冰岛的银行资产是冰岛GDP的12倍.

wwloon32

Isle Of Man好像有Resort的踪影。
Bahamas也不错。

hoollly

http://www.google.com/hostednews ... ZPoPiUjL6AD97AGM0G0

Brown takes action on tax havens at G20 as $1tn deal forged
http://www.myfinances.co.uk/news ... as-1tn-deal-forged-$1285215.htm
很多离岸金融中心都是英国领土,这次采取的行动是完全认真,激烈的了.

消灭离岸中心的钱,tax回来,短期来说,是在消灭货币供应,但是长期来说,隔绝了钱流去离岸中心的效果是增加国内货币供应.

本来一个有钱人,一年走1000万收入去离岸中心,现在走不了了.
1000万留在国内,50%被政府tax掉.
那么,结果是,他国内的货币供应在接下来一年内,是增加了0,500万,还是1000万,还是更多?

不过,不用想象那么复杂,就拿最简单的来说.
本来,流出去的1000万,现在完全流不出去,50%在有钱人自己手中,50%在政府手中.货币供应在完全不变情况下,维持,而不同以往的在这个时候缩小.
总的来讲,其实不只是有钱人,有钱企业也是一个道理.
长远来说,效果货币供应增加,企业,个人收入减少,更奇迹的在于,贫富差距还会拉大.

可能有些人会觉得很奇怪,不是贫富差距缩小么?
正常情况下确实会缩小,不过现在这个情况下........

hoollly

http://www.telegraph.co.uk/finan ... bama-tax-purge.html