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固定利率的好处!!!ING Promotion fixed rate 4.85%
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本帖最后由 eservices4u 于 29-8-2010 08:58 PM 编辑
Fixed rate – Find out if you can opt to leave the loan repayment amount unchanged. However the term of your loan can either be shortened or lengthened depending on the movement of the interest rate.
优势
*下比15年期固定利率抵押贷款的每月付款。
*利率不会上升,如果利率上升。
*付款保持不变,它保持了30年相同。
长期规划。
你知道你每月的按揭费用会为您的按揭整个任期。这可以帮助您的其他开支和长远目标的计划。
低风险。
你总是知道你的按揭供款将是,不管目前的利率。这就是为什么固定利率抵押贷款是如此的首次置业人士的欢迎。
ING promotion Fixed Rate房屋贷款 配套 4.85% UP to 90%
This option is yours if you allow ING to pay the entry fee on your behalf.
For both Non Zero Entry Cost & Zero Entry Cost, please refer to the table below.
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Non Zero Entry Cost 4.85%
promotion until 30 September 2010
| Zero Entry Cost 5.25%
| Interest Rate (p.a) | Please call 016-665 0878/PM ME for latest promotional package. | Tenure (years) | Fixed up to 30 years or age 65, whichever is earlier | Minimum Loan Amount (RM) | 100,000 | Type of Property | i. Completed
ii. Under construction | Cost Absorption for Loan Documentation Fee
| No | Yes | Prepayment
| Yes | Yes | **Protect your family from the burden of repaying your loan should something happen to you
promotion until 30/9/2010 limited period only
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发表于 29-8-2010 09:22 PM
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选择固定利率也是不错!!不会被BLR的影响!!!! |
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发表于 29-8-2010 10:01 PM
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不过银行的offer现在有 blr-2。3。。。
blr 是6。3, 6。3-2。3=4% only。。。
比fix rate 好很多。。。 |
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楼主 |
发表于 29-8-2010 10:32 PM
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回复 3# tindontin
固定利率是长远来看的。比例说:BLR起到 7/8的话它还是保持不变!!!记得BLR是无固定的,而且在今年一月到现在BLR已经起了三次。。。 |
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发表于 29-8-2010 10:37 PM
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可是银行的package 却越给越好。。。blr起到7/8% 时,银行也许会offer blr-3/4%。。。。 |
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发表于 30-8-2010 09:08 PM
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发表于 30-8-2010 09:54 PM
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楼主 |
发表于 1-9-2010 08:43 AM
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promotion until 30 September 2010 |
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发表于 2-9-2010 12:27 PM
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只有一间ING offer fixed rate only? |
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楼主 |
发表于 2-9-2010 10:19 PM
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发表于 5-9-2010 06:20 PM
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回复 5# tindontin
觉得Flex Loan 最好. 一有钱就damp进去,急用时又可马上提出. |
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楼主 |
发表于 21-9-2010 09:04 PM
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promotion until 30 September 2010 |
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楼主 |
发表于 26-9-2010 10:09 PM
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楼主 |
发表于 4-10-2010 09:57 PM
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发表于 4-10-2010 10:45 PM
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上次说sept 是 4。85% 的due date, 现在又 extend 啦?。。。
没人拿是吗?。。。应该反应不是很好。。。虽然BLR起着,可是 bank 的 package 越出越好, bank 的竞争强,得意的是customer, 看来 你要出更低的 fix rate package 了, 不然我看 4。85% 应该没多少人要。。。 |
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楼主 |
发表于 4-10-2010 10:48 PM
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发表于 4-10-2010 11:01 PM
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