Investment productsoffered through Banc of America Investment Services, Inc.® ("BAI"),annuities offered through BAI and its subsidiaries, and insuranceproducts offered through Bank of America, N.A. (BANA) and/or Banc ofAmerica Insurance Services, Inc. ("BAISI") (doing business in New Yorkas Banc of America Insurance Agency):
• Are Not FDIC Insured
• Are Not Bank Guaranteed
• May Lose Value
• Are Not Deposits
• Are Not Insured by Any Federal Government Agency
• Are Not a Condition to Any Banking Service or Activity
Investingin securities involves risks, and there is always the potential oflosing money when you invest in securities. Banc of America InvestmentServices, Inc. is a registered broker-dealer and member FINRA(The Financial Industry Regulatory Authority) and SIPC (Securities Investor Protection Corporation). BAI, BANA and BAISI are licensed insurance agencies. BAI and BAISI are nonbank subsidiaries of Bank of America, N.A.