留言板
- jeff.yongkl
- 你好，我不是insurance agent.
The below is my idea:-
actually, the more important is how much your has saving now.
Insurance is a protection plan.
About your kid:-
Let said, If something happen of your kid, you can afford for the medical fee? (If can, then no need buy. If can't, then only buy the medical card). I think normally one year is RM400~RM500
About you:-
Same thing, something happen to you, how much need your standby for your kid until there go to university/oversea? (Let said your kid now is 4 years old: you need standard by how much to them until their university?) (if you already has spare money, then no need buy, if can't, then only buy it). But normally from financial planner suggest buying the term life. term life is very cheaper like fire insurance.
我觉得rm150能够买到：
the below is priority:-
Priority number 1: 大人：term life (normally is rm200~rm300)
Priority number 2:小孩：medical card (normally is rm400~rm500)
Priority number 3:大人：36 critical illness
Priority number 4: 大人：personal accident (normally is rm200)
please let me know if you want know more.
- Meichuin96
- 不好意思，我不能回人家信息，所以这里回复。
目前没有照顾小孩，需要知道有没有包夜的，才可以知道收费
