银行的贷款配套

Chivaz

请问，要买RM８０K的FLAT，给１０％头期，一个月大概要供多少？还有什么费用要给的？借最长时间的那个配套。谢

Harimau

原帖由 班主任 于 4-4-2007 08:55 AM 发表
全新的 AMBANK 房屋贷款,
各位有何高见?

说可省RM70K 呢!

这个配套的内容是怎样的？

Chivaz

原帖由 Chivaz 于 5-4-2007 03:02 PM 发表
请问，要买RM８０K的FLAT，给１０％头期，一个月大概要供多少？还有什么费用要给的？借最长时间的那个配套。谢

到底怎样算？有没有人可以帮帮忙？

CALCULATOR RESULTS   file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gifProceeds : file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif$72,000file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gifMonthly Payment : file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif$479file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gifEffective Rate : file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif7%file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif

file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gifAnnualized Mortgage Payments file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gifPeriod $ Payments $ Interest $ Principal file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2007 3,832 3,350 481 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2008 5,748 4,981 766 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2009 5,748 4,926 821 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2010 5,748 4,867 881 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2011 5,748 4,803 944 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2012 5,748 4,735 1,012 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2013 5,748 4,662 1,086 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2014 5,748 4,583 1,164 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2015 5,748 4,499 1,248 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2016 5,748 4,409 1,339 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2017 5,748 4,312 1,436 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2018 5,748 4,208 1,539 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2019 5,748 4,097 1,651 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2020 5,748 3,977 1,770 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2021 5,748 3,849 1,898 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2022 5,748 3,712 2,035 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2023 5,748 3,565 2,182 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2024 5,748 3,407 2,340 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2025 5,748 3,238 2,509 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2026 5,748 3,056 2,691 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2027 5,748 2,862 2,885 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2028 5,748 2,653 3,094 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2029 5,748 2,429 3,318 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2030 5,748 2,190 3,558 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2031 5,748 1,932 3,815 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2032 5,748 1,657 4,091 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2033 5,748 1,361 4,386 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2034 5,748 1,044 4,704 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2035 5,748 704 5,044 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2036 5,748 339 5,408 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif12/2037 1,916 27 1,888 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif Totals: 172,446 100,446 72,000 file:///C:/Documents%20and%20Settings/user1/Desktop/Mortgage%20Calculator/1x1.gif

原帖由 Chivaz 于 5-4-2007 11:40 PM 发表



到底怎样算？有没有人可以帮帮忙？

http://www.ambg.com.my/personal/financialtools/homefinancing.asp

kclaulau

Public Bank Berhad (Update)
5 HOME Plan Rates - (4) Three Tier Interest Rate Package

Year 1-5 : BLR-1.10% p.a.
Year 6-15 : BLR-1.25% p.a.
Thereafter : BLR-1.35% p.a.

原帖由 kclaulau 于 12-4-2007 12:03 PM 发表
Public Bank Berhad (Update)
5 HOME Plan Rates - (4) Three Tier Interest Rate Package

Year 1-5 : BLR-1.10% p.a.
Year 6-15 : BLR-1.25% p.a.
Thereafter : BLR-1.35% p.a.

听说PBB可以做FIX RATE  5.99% ...
你们呢有听说过吗？

magnumao

据我的survey(最近正好买房子）
interest rate 最低的现在是UOB(BLR-1.5，non-free)
BLR-1.5应该是目前市场上最低的了.

另外OCBC的配套也很不错（BLR-1.45, non-free)

yokata

Public bank offers me BLR -1.4% whole tenure, Free legal

kclaulau

请问有没有
　OVERDRAF（OD）？
　REDRAW（RD）？
　FLEXI？
　MRTA？
　UNDER CONTRUCTION？
　３００－４００K LOAN 可以嗎？

请问在那一个 BRANCH？

yokata

sorry for reply in english

loan amount 200K, 30 years
OD...yes
redraw...yes, RM5000 above and redraw RM1000 each time
No need MRTA
Completed as i bought second hand house

非常好的价格，我只拿到BLR-1.25 free legal 借130k ,
请问你借多少钱呢？

yokata

loam amount 200K
goin to sign the agreement tomorrow......

我是做Home Loan的,有興趣大家可以互相幫忙哦...
我的是
1.  5.75% p.a. for 10 years only (Min load RM 150k) - 10 Year Fix Rate
2.  5.99% p.a. for entire loan tenure (Min load RM 75k)

有興趣請聯絡我哦.
謝謝

tskok1

今天我也去跑了几间银行，真的是UOB最低，BLR－1.5％。

过后我拿UOB的资料，到RHB问，（朋友在那做），他说其实也可以给到我这个rate，不过要试试看。。。

JD

Standard Chartered Bank Malaysia Berhad MORTGAGE 1 批准要多久呢？

andy_yapch

Standard Chartered Bank will either granted or decline your loan within 2~3 working day once you submit full document to us for processing.

kenichi11

我刚被批准的Allince - Zero Moving配套（贷款130k）：

1-5 year (BLR-1.25%)
6 year onwards (BLR-1.3%)

barlog

我也有考绿UOB配套，可以分享你对UOB的看法吗？

UOB 的你
1。需要拿MRTA，自己给或加入LOAN AMOUNT [+-几千块]
2。LEGAL FEES，自己给或加入LOAN AMOUNT [+-几千块]
3。UOB CREDIT CARD 1张，1年后可以自己CANCEL

就这样，确实是BLR-1.5 整个配套

如何还贷款？
- 去最近的UOB放进他们的支票DEPOSIT 机器
- 寄支票去他们的BRANCH

他们讲任何数目多过MONTHLY REPAYMENT的都会拿来当着扣除PRINCIPLE，无须通知银行

不用另外开新的ACCOUNT，直接BANK进去UOB 给你的LOAN ACCOUNT 就可以了，支票上写LOAN ACCOUNT NO。

大致上是这样，我那天去UOB听回来的东西。现在正在考虑着