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道听途说国行会提升BLR?!
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不是想制造谣言。。
但是听朋友说,他的银行朋友透露消息说国行会增加BLR值
经济如此糟糕,不降反加?! |
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发表于 18-10-2008 01:24 PM
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還不確定的....
我有問我貸款那家大眾分行的經理... 他說也有可能會降息.... |
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发表于 18-10-2008 06:26 PM
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你的朋友做fixed rate 房屋贷款的?
最近国外几个国家都降息了,而我国呢
报纸说在明年BLR可能会降0.25-0.5%
你相信报纸还是相信你的朋友?
(虽然政治人物说的话也不可靠 ) |
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发表于 18-10-2008 08:11 PM
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现在的各个市场都处于观望的时候,如果要刺激房地产,是否应该降息呢?
所以小的认为,降息的可能性大些。当然,还有很多因素决定是升是降,还有待国行决定 |
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发表于 18-10-2008 08:35 PM
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今天不知明天事。。。。。 |
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发表于 19-10-2008 07:26 PM
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发表于 19-10-2008 07:33 PM
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我国有降息的空间。我以为不是不动就是降息,不大可能升息。 |
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发表于 19-10-2008 08:34 PM
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升息降息基本上只有国行高层才会得知。属于一等的国家经济决策机密。
楼主,请问你的朋友的银行朋友听到那位朋友说会升息呢?
但如果他是从事保险或贷款工作,你大可不用理会。
这种so called 内幕消息,我过去六年来平均每个月都会听到几次。真正发生的只有一两次。 |
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楼主 |
发表于 20-10-2008 12:38 AM
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原帖由 kitkatlow 于 19-10-2008 08:34 PM 发表
升息降息基本上只有国行高层才会得知。属于一等的国家经济决策机密。
楼主,请问你的朋友的银行朋友听到那位朋友说会升息呢?
但如果他是从事保险或贷款工作,你大可不用理会。
这种so called 内幕消息,我过 ...
可能就是干这行的吧。。。 |
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发表于 20-10-2008 09:00 AM
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我是从事贷款和保险的, 但我认为目前的状况Blr会保持或下降, 上升的机会不大可能. |
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发表于 20-10-2008 12:13 PM
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发表于 20-10-2008 12:51 PM
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发表于 20-10-2008 01:37 PM
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发表于 24-10-2008 10:05 PM
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这个时机如果是升息,经济就完蛋了。现在说升息一点都不符合逻辑。
股市大跌,要买房子的准备好现钱,等待产业大抛售。
[ 本帖最后由 都市人 于 24-10-2008 10:08 PM 编辑 ] |
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发表于 24-10-2008 10:59 PM
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Monetary Policy Statement
At the Monetary Policy Committee (MPC) meeting today, Bank Negara Malaysia decided to leave the Overnight Policy Rate (OPR) unchanged at 3.50 percent.
Since the last MPC in August, the global economic situation has deteriorated considerably and the international financial turmoil has yet to stabilise. The greater focus of policymakers is now towards restoring the functioning of the international financial markets and towards avoiding a sharp global economic downturn. While the downside risks to global growth have increased significantly, concerns about inflation have subsided as commodity and energy prices declined, and as slower growth sets in.
While the Malaysian financial markets have been affected by these global developments, there is ample liquidity in the domestic financial system and there has been normal functioning of the financial markets. The banking institutions are operating with strong capital and liquidity buffers, and have continued to provide financing to the economy.
The current elevated inflation rate reflects the effects of the fuel and other administered price adjustments made earlier this year. However, the assessment is that inflation has now peaked and is expected to moderate into 2009. An increasing number of indicators now signal an easing of inflationary pressures. Lower cost pressures and moderating domestic demand are expected to reduce inflation in 2009. The slower global growth and the decline in commodity prices will affect the performance of the export sector and consequently, the overall economic growth in 2009.
Malaysia is entering this challenging period from a position of strength following several years of steady growth, reinforced by the current account surplus, the strong reserves position, low level of external indebtedness, and a well-capitalised banking system. In the face of diminishing inflationary pressures, and in the event of heightened downside risks to growth, the Bank will take swift monetary policy action to provide support to the economy. |
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发表于 25-10-2008 01:18 AM
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老实说,如果现在升息,更多人会付不起房贷。 现在都已经陆续出现很多呆账了,如果再升息的话,经济会崩溃。 |
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发表于 25-10-2008 08:10 AM
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原帖由 natio 于 25-10-2008 01:18 AM 发表
老实说,如果现在升息,更多人会付不起房贷。 现在都已经陆续出现很多呆账了,如果再升息的话,经济会崩溃。
不好意识,"呆账"是什么来的? |
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发表于 25-10-2008 12:31 PM
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回复 17# NoParking 的帖子
坏账,不容易收回的账款,收回的可能性很小。可以是暂时性的,永久性就得write off. |
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发表于 25-10-2008 01:38 PM
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原帖由 Snooze 于 25-10-2008 12:31 PM 发表
坏账,不容易收回的账款,收回的可能性很小。可以是暂时性的,永久性就得write off.
SNOOZE是在银行上班的吗?还是做 a long的? |
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发表于 25-10-2008 01:46 PM
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今年降利息的可能性极低,因为降息会鼓励消费,引起通货膨胀。如果油价可以持续挑低,通货膨胀受到控制,明年降息的可能性会较高。可是如果经济快速恶化,今年降息的可能性还是有的。 |
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